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Legal

Organizations & Cyber Safety

Last updated: June 12, 2026

Your security matters to us. Versatil Financial LLC works with small-business owners who share sensitive business and financial information, and protecting that information is a core part of how we operate. This page explains the safeguards we use, what we will and will not ask you for, and how to recognize and report fraud or scams that may impersonate our brand.

1. How We Protect Your Information

We use commercially reasonable administrative, technical, and physical safeguards designed to protect information from unauthorized access, use, disclosure, alteration, or destruction. These safeguards may include:

  • Encryption of information in transit.
  • Access controls, authentication, and limited-access permissions.
  • Vendor controls and review of the service providers we work with.
  • Activity logging and monitoring.
  • Secure document storage and internal procedures for handling sensitive information.

No website, email system, SMS system, file transfer method, or electronic storage system is 100% secure. Please do not send highly sensitive information through unsecured channels. For more detail on how we handle data, see our Privacy Policy.

2. What Versatil Financial Will Never Ask You For

To help you stay safe, it is important to know our boundaries. Versatil Financial will never:

  • Ask for your online banking username, password, or login credentials.
  • Ask for full Social Security numbers, full Tax ID numbers, or banking PINs through a public form, email, or text message.
  • Ask you to pay an upfront fee, advance fee, application fee, or broker fee to Versatil Financial before a financing transaction closes.
  • Pressure you to send money, gift cards, cryptocurrency, or wire transfers to “secure,” “release,” or “guarantee” funding.
  • Guarantee approval, funding, specific rates, or terms in exchange for a payment.

If anyone claiming to represent Versatil Financial does any of the above, treat it as a red flag and contact us directly using the information at the bottom of this page.

3. Recognizing Fraud and Impersonation

Scammers sometimes impersonate legitimate companies. Be cautious of communications that:

  • Create urgency or pressure you to act immediately.
  • Come from email addresses or phone numbers that do not match our official contact details.
  • Contain spelling errors, unusual links, or unexpected attachments.
  • Request sensitive credentials, upfront payments, or payment through untraceable methods.
  • Offer terms that seem too good to be true or “guaranteed” regardless of your situation.

Any financing offer, approval, denial, rate, term, or fee is determined solely by independent third-party lenders or funders based on their own underwriting — not by anyone demanding payment in advance.

4. Handling Sensitive Documents Safely

Our public contact and intake forms are intended for general business and financing inquiries. Do not submit Social Security numbers, full Tax ID numbers, bank login credentials, medical information, or other highly sensitive information through these forms unless we specifically request it through a secure method.

If additional documents or information are needed for underwriting review, Versatil Financial or the applicable provider may offer a more secure channel for submission. When in doubt, ask us how to send a document securely before sending it.

5. Cyber Safety Tips for Your Organization

Small businesses are frequent targets of cyberattacks. A few practices that help protect your organization:

  • Use strong, unique passwords and enable multi-factor authentication on financial and email accounts.
  • Verify payment or banking-change requests through a known, trusted contact before acting.
  • Keep devices, browsers, and software updated.
  • Train staff to recognize phishing emails and suspicious links.
  • Limit who in your organization can access financial systems and sensitive records.
  • Back up important business records regularly.

6. Reporting a Security Concern

If you receive a suspicious communication that appears to come from us, do not respond, click links, or share information. Report it to us right away.

If you believe your information may have been compromised, or you suspect fraud involving our brand, contact us immediately:

Versatil Financial LLC
6470 Coolidge Street, Hollywood, FL 33024
Email: info@versatilfinancial.com
Phone: (877) 735-4183