Small Business Loan
Traditional loans from financial institutions provide medium-term financing with access to a larger amount of capital for small and medium-sized businesses.
Small business financing · United States
Capital that moves at the speed of your business.
Loans, credit lines and cash advances built for business owners. Apply in minutes, hear back from a real person in hours, and fund what comes next.
Do you meet the minimum requirements?
- Operating in the United States
- 6 months to one year in business
- $15,000+ in monthly bank revenue
- Revenue deposited in a business bank account
325+ customers served · 99.99% satisfaction
Our services
Get the financing you need to grow your business, fast and affordable.
Merchant Cash Advance
Small businesses with high credit card sales can get fast cash with merchant cash advances, but they should carefully consider the terms and conditions.
Business Line of Credit
A line of credit is a flexible financing option that allows businesses to borrow money as needed, paying interest only on the amount used.
Equipment Financing
Obtain credit for machinery or assets with no hefty upfront cost. The lender provides funds and you repay with interest in installments.
What we do?
We specialize in financing matches
Versatil Financial specializes in connecting small and medium-sized businesses operating within the United States with independent lenders and funders. Our main objective is to provide you with the guidance necessary to enhance the growth of your company.
If you are an entrepreneur who earns a monthly income exceeding $15,000 and has been in business for a minimum of six months, we can connect you with flexible financing options to help you achieve your business objectives.
Contact us immediately to learn more!
Funding dashboard
Approved Your funding offer
$50,000
Monthly deposits
Decision in hours
for growth
Together we can make it as easy as 1-2-3
- You
Complete the application
Fill out a short application. It only takes a few minutes.
- Us
We find your best option
We help you decide the best loan option for your needs.
- Get funded
Put your capital to work
Take full advantage of your loan and use it wisely.
Referrals
Tell someone about us
You have the ability to help others in your network achieve success. By sharing their information with us, you can play a vital role in expanding their business and creating opportunities for growth.
Let's work together to support and empower each other toward success.
Blog
What's new?
SBA 7(a) vs MCA: The Real Math Behind Each Option
A real-cost comparison between an SBA 7(a) loan and a Merchant Cash Advance for the same amount. Understand the factor rate, the equivalent APR, and when each option makes sense.
7 Red Flags in an MCA Contract You Should Know
Confession of Judgment, daily ACH debits, stacking, hidden factor rates: the 7 dangerous clauses in a Merchant Cash Advance every business owner should know before signing.
The 8 Documents Every Lender Will Ask For
A practical checklist of the documents lenders request for a business financing application: bank statements, tax returns, P&L, balance sheet, business license, EIN, and more.
Answers, without the fine print
See all questionsHow do I qualify for financing?
Your business needs to have the following characteristics: minimum one year in business, minimum of $10,000 in monthly revenue, minimum 600 FICO score for business, and a business checking account.
How fast can I get funded?
Completing our application process will only take 10-15 minutes of your time. Once you have submitted a complete application with all necessary documents, our lender and funder network can typically respond within 3 to 5 hours depending on the financing type.
Do I need collateral?
Many of the financing options in our network don’t require any collateral. This means that even if you don’t have any assets to put up, you may still qualify for a Business Loan through one of our lending partners.
Can I get a business loan with a 500 credit score?
Yes, you may be able to obtain a business loan from an alternative lender with a 500 credit score, depending on your business’s revenue and cash flow.
What people say about us?
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Hey, I just wanted to share my experience with you about Cristina Hernandez and the loan process. It was honestly so easy and stress-free. Everything just fell into place and there were no hiccups along the way. Would definitely recommend Versatil Financial!
Dereck Hyder Versatil Financial client · -
I must say that the loan process was quite effortless and efficient. My loan specialist, Cristina Hernandez, was very attentive and responsive, which made the whole experience even better. To be honest, I am already thinking about using their services again in the future, and I will surely recommend them to anyone in need of a loan.
Kasandra Smith Versatil Financial client · -
I was skeptical about working with Versatil Financial, but they proved to be amazing. They are legit, professional, knowledgeable, and personable. Jeniffer Miranda was great to work with and provided information efficiently. I highly recommend Versatil Financial to responsible business owners in need of immediate financial resources.
Nicolas Ramirez Versatil Financial client · -
I wish to express my appreciation for Robinson Miranda and the entire team at Versatil Financial, who has been exceedingly helpful in their services. I am grateful for their promptness in addressing any issues I have encountered, as they have consistently displayed a high level of proficiency in resolving them. Overall, I am thoroughly impressed with the job they have done.
Paola Farrel Versatil Financial client · -
I have to say, I was blown away by the loan options that Versatil Financial offers! And Robinson Miranda was so helpful and friendly in guiding me through everything. I can't thank them enough!
Ermelinda Sandoval Versatil Financial client · -
I have received excellent support thus far from Versatil Financial. I am enthusiastic about this new opportunity for myself and my family, and I look forward to working with them. I want to express my gratitude to Cristina Martines & Jeniffer Miranda for guiding me through the process and assisting me with the many questions I had.
Mauricio Salas Versatil Financial client ·
Let us help you make your dreams a reality by guiding you towards obtaining a loan.
- Operating in the United States
- 6 months to one year in business
- $15,000+ in monthly bank revenue
- Revenue deposited in a business bank account